Loan × investing

Convert your EMI to no-cost EMI

Find the interest hidden in your loan EMI, then invest a monthly SIP to build that amount over the same tenure.

Total loan interest

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The total cost of borrowing over your loan tenure

Monthly loan EMI

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Total loan repayment

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Monthly SIP required at 13% p.a.

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to match your total loan interest

How it works: Loan EMI and interest use monthly reducing-balance amortisation. The SIP is a monthly, end-of-month investment compounded monthly at 13% p.a. over the same tenure. Actual market returns are not guaranteed.